Michael Terry
MTP Advisors

69-64 Grand Avenue
Maspeth NY 11378
Phone: (718) 898-0871
Fax: (718) 732-2402

MTP Advisors is a Fee-only financial planning firm based in Maspeth, NY in the borough of Queens, New York City. We specialize in providing hourly, as-needed financial planning and advice to individuals and families, regardless of their net worth, income or investable assets. As Fee-Only advisors, we work solely for our clients. Because no commissions are ever received, all potential conflicts of interest regarding compensation are removed. Our services range from one-time answers for immediate financial questions to complete asset management. We also specialize in retirement and college planning.

We work with people from all walks of life, providing Fee-Only financial planning and advice for everyday life. Clients have the flexibility to engage us on either a one-time, as-needed or ongoing basis, including asset management.

SERVICES OFFERED

If you are looking for flexible, needs-based services, you can select the program that makes sense to you, whether it is ongoing asset management and comprehensive services (typically the program selected by clients with a sizeable asset base) offered on a retainer basis or a percentages of assets under management, or one-time or periodic consultations (typically selected by the more self-directed investor or people in the earlier phases of wealth accumulation) provided at reasonable hourly rates. Programs are flexible and can be custom tailored.

Your financial objectives may include:

• Ensure retirement income 
• Finance your child’s education 
• Reduce the burden of taxes 
• Minimize the effects of inflation 
• Create and preserve personal wealth 
• Maximize wealth transfer 
• Establish charitable legacies 
• Reduce the risk of financially devastating events 
• Foster peace of mind through proper planning today

To help you reach these important goals, our services include:

• Personal Financial Planning 
• Retirement Planning Strategies 
• Cash Flow Spending Plan 
• College Funding Advice 
• Stock Option Advice 
• Lump Sum Distribution Advice 
• Ongoing Asset Management 
• Life and Disability Insurance Needs Analysis 
• Second Opinion on Investments or Current Financial Plan 
• Financial Seminars for Military, Church and Civic Groups 
• Corporate Employee Financial Education — Seminars on 401(k)s, Employee Benefits, etc.

SUMMARY OF EXPERIENCE AND EDUCATION

• Experienced financial consultant involved in the financial planning profession since 1998
• Financial Planner with Financial Asset Management Corporation in Manhattan from 1999 to October 2006
• Personally manages assets of over $24,000,000
• Completed CFP course work through the College for Financial Planning and received CERTIFIED FINANCIAL PLANNER™ professional status from the CFP Board of Standards in 1995
• Editorial Financial Manager, Money Magazine, 1989-1997
• Accredited Asset Management Specialist from the College for Financial Planning, 1998
• MBA from New York University 1986
• Master of Music, Memphis State University
• Bachelor of Arts and Bachelor of Music, Memphis State University

MEMBERSHIPS AND AFFILIATIONS

• Financial Planning Association, 1996 -- Present
• Former Board Member, New York Chapter of the Financial Planning Association, 2001 -- 2003
• Past President, Kiwanis Club of Maspeth, 2004 – 2006
• Member, Maspeth Chamber of Commerce, 1998 -- Present
• Assistant Scoutmaster, Troop 45, Maspeth, NY, 2000 – Present
• Cub Master, Pack 225, Long Island City, NY, 1998-2000
• Treasurer, Phi Mu Alpha Sinfonia, New York Alumni Society, 2005 -- Present
• Garrett Planning Network, 2006 -- Present
• MEDIA AND PUBLIC SPEAKING

Michael Terry, CFP®, has been quoted in many local and national communications including the New York Daily News, Money Magazine, Retire with Money, Consumer Reports, and other publications. He has appeared on Inside Edition and on National Public Radio. He has appeared in seminars for the Financial Planning Association of New York and hosted seminars on college planning, retirement planning and estate planning at numerous branch libraries in the Queens Public Library system. In addition, has taught the Introduction to Financial Planning and Retirement Planning at Marymount College in Tarrytown, NY and at St. John’s University.

OUR MISSION

Our mission is simple: We are committed to providing independent, objective advice to people from all walks of life. Through the advantages of competent, professional planning, we seek to empower our clients to make the best financial decisions possible. As staunch consumer advocates and Fee-Only client fiduciaries, we continue to demonstrate our commitment to serving the public's best interests.

You can choose from hourly answers to your everyday questions, a complete financial plan or professional asset management (important note: our asset management services include and always begin with a comprehensive financial plan).

A road map is useless without a clearly defined destination. Remember, you don't have to have a fortune to start building one. Today is always the best day to get started! Why not get started today? Please download our ADV, our risk tolerance questionnaire and our personal questionnaire and contact us to set up a free get acquainted meeting.